UMBSA's Guide for New MBA Students
Last revised: Spring, 2003


CONTENTS

INTRODUCTION | ABOUT UMBSA | HOUSING | TRANSPORTATION | RECREATION | MONEY | CALCULATORS | COMPUTERS | CLASSES | HEALTH | SHOPPING AND PERSONAL | OTHER RANDOM STUFF | COOL THINGS TO DO


INTRODUCTION

Welcome to the Incoming Michigan MBA FAQ!  This document traces its roots to 1999 postings to the MichMBA Yahoo! Group, and it has been developed and updated since then by many Michigan MBAs.  It's based on questions many prospective Michigan MBAs have asked in previous years, as well as the experiences they've had and the opinions and ideas they've shared during their stay in Ann Arbor.

This FAQ attempts to provide helpful, first-hand, "been there, done that" information based on students' experiences and opinions.  Keep in mind that it would be nearly impossible for someone to double-check every facet of this FAQ, and that obviously, your experience may be different that what you find discussed here.  Note also that this FAQ does not cover a lot of good information contained elsewhere, such as on the U of M Campus Information Center.

If you find this FAQ helpful or if you think you have something meaningful to add to it, please step forward and volunteer your expertise to build the FAQ for next year's class. Please direct your comments to: umbsa@umich.edu. Like the Michigan Business School itself, this FAQ is a living entity that gets better thanks to the efforts of students who pass on their knowledge, experiences, and opinions to those who follow.

Go Blue!

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ABOUT UMBSA

UMBSA is the University of Michigan Business School's largest club.  It is a social organization that sponsors football Saturday tailgates, the winter formal, weekly happy hours, and other events for the benefit of the Michigan Business School community.

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HOUSING

How do I find a place to live in Ann Arbor?  Most MBA students live in an area roughly bounded by North University Avenue on the north, Stadium Boulevard on the south, Main Street on the west, and Washtenaw Avenue on the east.  With a couple exceptions, anything not within this area is outside of normal comfortable biking distance, and certainly outside of walking distance, especially in winter months.  The area described above is for the most part a quiet residential neighborhood that contains mostly rental houses (if you see multiple old pairs of shoes hanging from the telephone wires in front of a given house, it's probably a good indication that the area is a bit more rowdy!).  It's best to focus your housing search in this area first and then expand if you don't have any luck.  The University's Off-Campus Housing Office publishes a free, "must-have" map that will be of tremendous assistance not only as you search for housing but also long after you've arrived in Ann Arbor and are still trying to navigate your way around town.

Start your housing search by contacting current Michigan MBA students if you can.  Many current MBA2s occupy the best rental housing as far as MBAs' needs are concerned, and they will be happy to "turn over" a house to you through their landlord after they graduate.  Another popular option for those who can visit Ann Arbor (especially during Go Blue! Rendezvous) is to drive through the neighborhoods and note the rental company names and telephone numbers posted on many of the rental homes.  If that doesn't pan out, consult the Off-Campus Housing list available from the U of M Off-Campus Housing Office or the Kinko's branch in downtown Ann Arbor.  Once you have the housing list, you can contact local rental housing management companies, tell them you're a graduate student in the MBA program, and ask them if they have properties in the area outlined above.  Chances are they'll be happy to help you.

What's the difference between an "application fee" and a "deposit?"  Most Ann Arbor landlords, especially commercial property managers, will attempt to charge prospective renters an application fee.  This fee is just what it sounds like: a fee that you must pay to have your rental application reviewed.  It's designed to weed out people who aren't seriously considering a given property and those with bad credit who apply at multiple properties and hope that at least one landlord will overlook their flaws.  A deposit, by contrast, is simply a good faith payment which holds your apartment until you sign a rental contract.  Application fees and deposits are generally returned or deducted from your rent at some point after your rental begins, so it's not as though you're giving money away to your landlord.  However, application fees and deposits are generally never refunded if you pay them and then decide to live elsewhere.  The bottom line: only apply and put down a deposit on a property if you think you'll move in.  One other note: many landlords who are anxious to attract potential tenants will waive application fees, so you should definitely ask about this possibility.

How do I pay an application fee or put down a deposit on a property if I'm not in Ann Arbor?  If you're somewhere besides Ann Arbor (like overseas) and need to get an application fee or deposit to a landlord, be sure to ask about paying with Visa or MasterCard.  This will save you the hassle and expense of sending a certified check, money order, etc., or trying to wire money.

Beware that Ann Arbor landlords take a very dim view of people who apply for or sign leases and make deposits and then change their mind!  If you try this, you can rest assured that you will get no sympathy from the landlord, and none of your deposit or application fee returned, either.

What kind of market is the Ann Arbor rental housing market?  Ann Arbor is very much a "seller's" market as far as the best-located, most desirable rental properties are concerned.  Is this cause for panic?  No.  Everyone, including those admitted to the MBA program at the very last minute (i.e. the day before LDP and orientation starts), always finds some place to live, but not in the best location or at the best price.  Start early!

How long a lease should I sign?  As stated before, MBA2s occupy the best housing.  This means that there are always significant opportunities to "move up" to better housing after your first year at Michigan. You should generally not sign a lease longer than 10 to 12 months, unless you have a really great rental unit (in other words, a moderately-priced, well-maintained place within about 4 blocks of the business school, or a great place close to school that you, as an MBA1, initially share with MBA2s) or are absolutely certain you won't want to move after your first year.  Although many Ann Arbor landlords will try very hard to tempt you with a 20 month lease at a locked-in rental rate, it is almost always preferable to take a 10 or 12 month lease and move after a year into a better property (that may well be cheaper and more convenient).  Most MBA1s form groups with classmates to move into rental units for their MBA2 year, and being stuck in a 20 month lease (especially in a one bedroom property) makes this nearly impossible!

On what date should I end my lease? Be sure to consult the U of M academic calendar to determine exactly when your lease should end when you graduate.  Most landlords will allow you to "hold over" extra months after your lease ends, but they will normally charge a substantial premium over and above (for instance, normal rent plus 50%) of your previous monthly rate for each month that you exercise the privilege.  So if you think you'll want to stay in Ann Arbor during the summer after graduation, the time to discuss this with your landlord is at lease signing.

Is there anything to be careful about at lease signing? Can I bargain over lease terms?  Yes to both questions.  Although it should go without saying, it is very important to a) read and understand your housing lease before signing it and b) double-check your landlord's numeric calculations before signing.  There is no shame in taking your calculator to your lease signing and asking your landlord for 15 or 20 minutes to review the financial calculations.  It's a good idea to do this even if your landlord has sent a preview copy of your lease to you in advance.  If you have any questions at all or if the numbers don't add up, ask for clarification, as a few minutes invested early on can save major headaches later (there have been instances where landlords have realized months into leases that they have been undercharging tenants and have demand huge sums of back rent).   There is also no reason that you cannot negotiate with your landlord about terms in your lease -- just because a term or clause appears in your landlord's pre-printed lease doesn't mean it's written in stone and can't be negotiated, crossed-out, or rewritten to your satisfaction.

What about referral fees?  Most landlords in Ann Arbor pay referral fees (up to several hundred dollars) to their existing tenants who refer new tenants.  If you sign a lease with a commercial realtor, be sure to ask MBA2s you know if they can generate a referral fee for them by listing them as the person who referred you.  Most MBA2s will happily split any referral fee they receive with incoming MBA1s who sign new leases.

How should I relate to my landlord?  Landlords in Ann Arbor are often alike in many respects.  They are usually accustomed to dealing with students (often undergraduates) who in many cases are spending their parents' money on rent, and they have very low tolerance for any attempts to break or cancel leases.  They are usually very pleasant to deal with at first, but they are, in many cases, absolutely unforgiving and intolerant after a contract is signed and you've moved in.  So beware - forewarned is forearmed!

Many landlords in Ann Arbor have learned based on years of renting to students that many students don't care or won't complain about poor living conditions.  As a result, many rental properties have gone years without any significant repairs, upgrades, or preventative maintenance.  But this does not mean landlords should not respond promptly if you ask for things in disrepair to be fixed.  For example, if the bathroom or kitchen sink faucets are 30 years old and leaking, your landlord may well replace them on request, especially if you ask for a repair soon after you move in.  Whatever you don't like upon move in, complain, complain, complain both politely and promptly.  In many cases, the way a landlord treats you after six months or so will be a direct result of impressions he forms of you during your first few months as a tenant.  So don't be a jerk, but don't be a pushover, either - both behaviors will come back to haunt you.

Make all requests for repairs in writing and keep a log of them for future reference.  If worse comes to worse, don't hesitate to seek help from the Michigan Student Assembly attorneys in the Michigan Union.  There is no charge to speak to them or enlist their help, and they are expert at solving landlord-tenant disputes.

What if my landlord and I get into a dispute?  Ann Arbor landlord-tenant law is generally written in tenants' favor, so it is always worth pressing your case if you believe you are right and your landlord is wrong about something.  Ann Arbor law dictates that your landlord must give you a copy of the city's "Rights and Duties of Tenants" handbook when you move in, and this booklet is an valuable reference source should you and your landlord lock horns.  Take the time necessary to read this pamphlet and familiarize yourself with the information it contains.  If you believe that your landlord is not in compliance with any provisions of the handbook, bring the matter to your landlord's attention at once.  If you do not get satisfaction, consult the Michigan Student Assembly attorneys for advice and assistance.

What about utilities?  Check out MakeTheMove.com for help with getting utilities established in Ann Arbor.  Be certain that all utilities (gas, water, electricity, etc.) are placed in your name immediately (in other words, within about 48 hours) after you move in, otherwise, you'll likely be assessed a fee by your landlord (who, understandably, doesn't want to get a bill for utilities you've consumed while your name hasn’t been on the account).

Should I be concerned about heating costs?  Absolutely!  Michigan winters can be cold, harsh, and windy, and heating and energy costs can be a major expense.  Natural gas heat is considerably cheaper than electric heat, and you should definitely inquire of your potential landlord what kind of heat a given property has.  Also ask about how old your prospective rental property is, and whether it has storm (double glass) windows.  Your utility bills in an older property will almost certainly be higher than in a newer one with more modern insulation.  Many students find it’s possible to save 50% or more on energy costs by lowering their thermostats to 55 degrees during the day when they’re away at class.

How can I furnish my apartment once I arrive?  See the listing elsewhere in this FAQ that explains where popular stores are in Ann Arbor.

Should I consider renter's insurance? Yes!  Please consider renter's insurance during your time in AA. In 2000, several Michigan MBAs escaped with their lives but little else when their apartment building caught fire and burned. Their landlord was unsympathetic, and they did not have renter's insurance. Through the generosity of the UMBS community the students were able to carry on, but not without great inconvenience and upheaval that might have been tempered by insurance reimbursement. See InsWeb.com to compare renter's insurance rates or consult the Ann Arbor Yellow Pages after you arrive for names of local insurance agents.

I'm arriving in Ann Arbor before my lease starts -- where can I find temporary housing?  See the U of M hotel resource page to find cheap options such as the Ann Arbor YMCA and some other budget hotels in the area. You may also wish to post to M-Track indicating the dates you need help with a place to stay -- in the past, many MBAs have offered to share accommodations with others who arrive before their leases start.

I'm driving a truck full of furniture to Ann Arbor -- who can I get to help me unload it?  Many MBAs arrive in Ann Arbor well before the start of classes and are happy to help fellow students with unloading trucks, carrying furniture up stairs, etc.  Just post a message on M-Track (it helps to offer some free beer and/or a few dollars) and you'll have no troubling getting assistance.

Where can I drop my rental truck in Ann Arbor?  There is a U-Haul location close to campus at the intersection of South State Street and Interstate 94 if you need to drop off a vehicle.  There is also a U-Haul location close by in Ypsilanti on Washtenaw Avenue, a few miles east of US 23.  If you reserve a U-Haul truck or trailer to drive to Ann Arbor, be sure to ask for rates for both the Ann Arbor and Ypsilanti drop locations, as they can vary significantly depending on current inventories at each depot.  Penske does not have a drop off location in Ann Arbor, but there is a Penske location in Plymouth, Michigan, about 30 minutes east of Ann Arbor.

Do I need a land-line telephone or can I get by with just a cellular phone?  Increasing numbers of Michigan MBAs survive with just cell phones, and as cellular rates drop and service and coverage improve, choosing to forego a land-line telephone is an increasingly viable and money-saving option.

If you opt for a traditional land-line telephone, be sure to compare local phone service options from both Ameritech/SBC (the former Michigan Bell) and Comcast (the local cable TV company).  Comcast's rates are often substantially cheaper than Ameritech's as Comcast attempts to lure customers away from Ameritech.  Some of the traditional long distance companies (such as MCI) are also now offering local service in Ann Arbor.  Basic unlimited telephone service from Ameritech is approximately $50 per month (not including caller ID, call waiting, or other add-on services or taxes).

Even if you don't rely solely on your cell phone for your communications needs, you should make a habit of comparing your cellular rate and option plan to the latest available from your provider.  In particular, if you're a Sprint PCS customer as many Michigan MBAs are, be sure to compare your current plan to those available at the Michigan Union Computer Showcase store -- in many cases the Computer Showcase Sprint PCS plans have added benefits or extra minutes just for University of Michigan students.  You can change to a more lucrative rate plan at any time, even if you're on a Sprint PCS Advantage Agreement.

What can I do if I got accepted at the last minute or can't come to Ann Arbor to look for housing?  You have several options.  You can try to locate another admitted student who is looking for a roommate, or you can also try to find housing by simply calling one of the large housing complexes in Ann Arbor such as:

Hidden Valley (on the free Ann Arbor Transit Authority #36 line) - (734) 761-8947
Nob Hill (older but walking distance) - (734) 668-8888
Ponds at Georgetown (fairly new, alarm systems, on the AATA #5 bus line) - (734) 995-4300
Tower Plaza (doorman, walking distance to school) - (734) 663-1530
University Towers (older but very close to the business school) - (734) 761-2680
Woodbury Gardens (on the Ann Arbor Transit Authority #6 line) - (734) 663-7663

Exploring those possibilities will probably be your best bet.  Above all, don't panic -- everybody always finds a place to live, even people admitted to the Michigan MBA program the day orientation starts!

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TRANSPORTATION

How will I get back and forth to school?  Most MBAs walk, bike, or take the bus.  Ann Arbor Transportation Authority bus routes 5 (State Street/Packard), 6 (State Street/Briarwood Mall), and 36 (State Street/Wolverine Tower) stop a block from the business school (at the corner of State Street and Monroe Street), as do U of M campus busses.  AATA bus tokens are available in the basement of the Michigan Union.  You can ride AATA route 36 or any U of M bus for free by showing your U of M ID "M-Card."  All AATA busses (but not U of M busses) are equipped with bike racks on the front -- if you're a bus passenger, you can take your bike along at no extra charge.  One option to consider is taking your bike on the bus in the morning and then riding your bike home in the afternoon.

Can I park my car at the Business School to attend daytime classes?  Generally no.  There is no morning or early afternoon parking available at UMBS for students.  The UMBS garage is for faculty and staff only until 3 PM, and street meter parking is limited to 4 hours (assuming you get very lucky and can find a spot after 8 AM).  Some students are able to rent parking spaces near UMBS, but they are very rare and very expensive ($100+ per month in many cases).  A new public parking garage two blocks east of the business school opened in the summer of 2001, but there are no guarantees that spots will always be available there.  If you want to try to rent a space, try the U of M Off-Campus Housing Office for possible options or contact one of the local property management firms.

What are "after hours" parking permits? MBA students (all graduate students for that matter) are eligible for so-called "after hours" parking permits that allow them to park in the business school parking garage (or any other "blue" lot on campus) beginning at 3 PM.  Without an after hours permit, students cannot park in the garage until after 5 PM.  Having an after hours permit can be very convenient, especially if you want to walk, bike, or bus home and then return for late afternoon corporate presentations and/or study sessions. After hours permits cost $42 and are valid for the entire school year (you must take your UM ID with you to purchase one) and are available from the U of M Parking Services Office at 508 Thompson Street.  The Parking Office phone number is (734) 764-8291 and their fax is (734) 763-4041.  You can also reach the parking office via e-mail at UMPark@UMich.edu.

Do I have to register my car in Michigan while I'm a full-time U of M student?  In most cases, no.  The Michigan Secretary of State's Office (which handles vehicle title, tag, and license issues) does not require full-time U of M students from out of state to register their vehicles in Michigan.  However, if you accept part-time employment, you lose this exemption and are required to obtain a Michigan title and license plates.

Do I have to get a Michigan driver's license?  Again, no, unless you become a resident of the state and are changing your voting address to Michigan, etc.  Although international agreements allow foreign students to drive in the U.S. with a license from their home country, it is a very good idea for foreign students to obtain Michigan driver's licenses as this will greatly reduce complications in case of encounters with police while driving.  Also, because driver's licenses are so often used in the U.S. as official identification and proof of age, it is a good idea for foreign students to obtain Michigan licenses for convenience when opening bank accounts, writing checks, entering stores and restaurants where alcohol is served and proof of age is required, etc.  Contact the Michigan Secretary of State's Office branch in Ann Arbor for more information.

Do I need a Michigan automobile insurance policy?  Yes.  All the usual companies (AAA, GEICO, Allstate, State Farm, Progressive, etc.) can write you a Michigan automobile policy. Although you can keep your out-of-state (i.e. non-Michigan) license plates on your car you should get Michigan insurance if your car will be located in Michigan.  Michigan law about minimum insurance levels differs from that of other states, and most insurance companies require you to keep them updated on where the car is spending most of its time. If you don't and you have an accident, your insurer can deny your claim.  You may also get a hassle from police if you're stopped in Michigan for some reason and the police learn you're a 2-year MBA student resident of Ann Arbor but haven't gotten Michigan insurance.  There are people who don't address this aspect of vehicle ownership while they're students at UMBS, but obviously this is an issue of personal risk tolerance.  Insurance rates vary wildly from one person to another, and from one company for another, and it's nearly impossible for two people to compare their rate quotes.  If you apply for insurance and don't get a rate that you like, call other companies and pit them against each other.  Generally you will get the best rate from a company you've dealt with over the long term.  See the InsWeb.com site to compare insurance rates on-line.

Are there bike racks at the business school?  Yes.  You should not lock your bike to light poles, pipes, or stanchions in the business school courtyard.  Note that all Ann Arbor Transportation Authority busses (but not U of M busses) are equipped with bike racks.  If you're a bus passenger, you can take your bike along at no extra charge.  Many students take their bikes on the bus in the morning and then ride home (downhill from school) in the afternoon (when it's warmer).  Be sure your bike has a rear fender to protect you from ground up leaf slop flying all over your back in the autumn.

What kind of lock do I need for my bike? Do not use any kind of lock other than a U-shaped lock made by a reputable manufacturer such as Kryptonite or Master.  You should always lock your bike by securing at least one wheel and one frame post to a bike rack or other very solid object.  If you have an expensive bike seat, you should also consider some sort of locking mechanism for it.  Ann Arbor is a relatively safe town, but the large number of bikes around the university inevitably attracts thieves who are drawn to easy targets such as bikes carelessly secured with chains or cables.  It is exceedingly rare (unheard of, in fact) to hear of a bike stolen while properly secured to a rack with a good quality U-shaped lock.  If you have an expensive bike, it’s another good reason to get renter’s insurance, as the policy will usually cover a bicycle.

How can I get from Detroit Metro Airport (DTW) to Ann Arbor?  Most people use Commuter Express Service, which operates 15-passenger vans back and forth between Detroit Metro Airport and Ann Arbor.  They pick up and drop off at the Michigan Union.  To board a Commuter Express van at Detroit Metro Airport, see the Communter Express agent in the baggage claim area of your airline.  Service to the airport is hourly (on the hour from airport, 15 minutes after the hour from the Michigan Union). A round trip (open-ended return) ticket costs $42, and a one-way ticket is $22.  If you're traveling with another person, the second person's fare is only $5.  It really pays to form groups -- many students do this right in front of the Commuter Express ticket counter while others spot fellow U of M travelers aboard planes or at the baggage claim.  Many cab companies offer group rates (e.g. $30 TOTAL for 3 people from Blue Cab, with 24 hour service to or from Metro Airport).  Check the U of M airport transportation information page for more information.  For your initial trip to Ann Arbor, you may want to take a cab so you and your piles of luggage can get dropped off at home and not at Michigan Union, but Commuter Transportation is the way to go for other times of the year.  One other option is MetroCars service (black luxury sedans).  In most cases, the MetroCars flat-rate fare to and from the airport is no more than a few dollars more expensive than a taxi fare, especially if you have a group.

What is the most popular airline to fly into Detroit?  Detroit Metro Airport is a "fortress" hub for Northwest (and Northwest's codeshare partner KLM), and Northwest offers far more flights in and out of Detroit than any other carrier.  If you're looking for a seat, it's probably easiest to check for Northwest availability.  If you're looking to maximize mileage on Northwest (or any other airline, for that matter) for free tickets home or vacation trips, see the Mileage Workshop site. 

Can I fly into Detroit City Airport?  Yes, but it's much, much farther away from Ann Arbor than Detroit Metro Airport (about twice the distance to Ann Arbor) and offers very limited commercial airline service.  You should generally avoid it if at all possible.

Can I get to Ann Arbor any other way besides flying?  Yes.  There is an Amtrak station in Ann Arbor that offers direct service to Chicago and downtown Detroit.  Be sure to check Amtrak's web site before you book a trip, as there are often web-only specials that offer significant discounts off of normal fares.  You can also use a Student Advantage card to receive discounts on Amtrak.  VIA Rail Canada offers service from Windsor, Ontario (just across the border in Detroit) to points throughout Canada.  Paid parking is available at the Windsor VIA Rail station.  There is also a bus station in Ann Arbor.  

Can I travel to Canada as an international student?  The problem for non-U.S. citizens traveling to Canada is not so much getting into Canada, it's getting back into the United States once you've been in Canada for a visit. This is especially the case since terrorist threats have led to an increase in border security.  If you want to go to Canada, be sure to confirm with a U.S. Immigration officer or the U.S. Immigration and Naturalization Service before leaving the U.S. that you have the appropriate paperwork with you to get back.  U.S. citizens do not need visas to enter Canada, but it’s a good idea for them to carry passports to speed their return to the U.S.  Note that there can be delays of several hours returning to the United States at the Detroit border crossings (the Ambassador Bridge and the Detroit-Windsor Tunnel).

Where can I buy a car?  Your best bets are the used car lots at local franchised car dealers (Ford, Chevrolet, etc.) or private individuals advertising vehicles for sale in the Michigan Daily, Ann Arbor News, or For the Record (a publication for university faculty and staff).  Generally, vehicles sold on used car lots come with some kind of warranty (30 days or so).  Most students find that university-affiliated car sellers (particularly faculty) are honest and will deal with student purchasers in a straightforward manner.

Where can I rent a car?  Your best bet is probably Enterprise Rent-A-Car, which has two locations in Ann Arbor.  One is at 4555 Washtenaw Avenue (on the east side of US 23) and the other is at 3880 Jackson Road (near the intersection of I-94 and Jackson Road).  Enterprise generally has excellent weekend specials such as $9.95 per day for a small car.  Weekday rates are also reasonable.  If they're out of small cars, they'll often upgrade you to a larger vehicle at no charge. The Jackson Road location has done a lot of business with UMBS students (especially international students) and will generally respond favorably if you mention that you are a member of the UMBS community.  Enterprise will pick you up and take you to their office to complete rental paperwork, and they will also drop you back at home after you return your rental car.  You will need a driver's license (international license are generally OK for U.S. rentals) and credit card.  If you're from overseas, it's probably a good idea to bring along your passport and U of M ID as additional identification.  A word to the wise: be sure to return the car with the same amount of fuel as when you rented it, or you will likely be charged a hefty refueling surcharge.

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RECREATION

How do I order Michigan football tickets?  The U of M Athletic Department will provide ticket application information in postal mailings, via mass e-mails, or via the web to students before school starts.  Student tickets for home games are generally relatively inexpensive, although there is great demand for them and you should not wait until the last minute to order them if you're interested in seeing Michigan home games.

Is there a special section in the football stadium for business school students?  Yes.  If you indicate on your football ticket order form that you are a business school student, you will be seated with other MBA1s.  When you order tickets for your MBA2 year, you can form your own group of friends to sit with.

Can I order football tickets for my spouse or significant other?  Yes, although your SOS will not be eligible for a student discount on tickets and will have to pay a higher ticket price.  You and your SOS will be seated together if you submit your ticket applications in the same envelope.  Details will be included in the ticket application mailing.

Should I order Michigan football tickets, even if I don't think I'll want any of them?  Yes!  Although Michigan Stadium seats more than 100,000 people, there is always tremendous demand for extra football tickets, and your fellow students or other Michigan fans will gratefully purchase any (or all) of yours if you don't want them.  In some cases (for instance games against Ohio State or Michigan State), you can sell a single student ticket for more than you paid for all six home game tickets.  Note that ticket "scalping" (reselling tickets for at a price above their face value) is technically illegal, and that Ann Arbor and U of M police take a dim view of people who do this blatantly within close proximity to stadium gates.  But you should not encounter any difficulty if you are discreet, don't sell your tickets right outside the stadium, or find a buyer before game day.

Are there tailgates for Michigan football games?  Yes!  UMBSA (the University of Michigan Business Students Association -- the business school's largest club) and corporate sponsors host tailgates for home football games. Tailgates feature a catered barbecue, bar, soft drinks, etc.  UMBSA members attend tailgates for free.

Where can I find out about American football rules?  See the University of Wisconsin football rules page and football question and answer page.

What are the MBA Games?  MBA Games are an Olympics-style competition that usually take place on Friday of  the first week of classes.  Sections compete against each other in sports such as soccer, tug-of-war, softball, and so on.  The winning section receives a cash prize and party and gets its photo on the front of the highly-coveted Wheaties box.

Where can I work out?  There are a variety of work-out and recreation facilities (weight rooms, swimming pools, tennis courts, etc.) on campus (the Central Campus Recreation Building (CCRB) or the Intramural Building near the business school) that are available to students at no charge.  There are also commercial gyms such as Bally Total Fitness, etc. in Ann Arbor.

What sports can I play in Ann Arbor?  Soon after school starts, there are always pick-up leagues and groups organized for people interested in playing soccer or basketball, mountain biking, rugby, hiking, and so on.  Watch for announcements in the Monroe Street Journal or sent via e-mail or M-Track.

Should I participate in an "M-Trek?"  M-Trek is an optional program for incoming MBA1s who are interested in meeting their future classmates and bonding with each them in a rugged, outdoor environment.  Trips are designed and led by incoming MBA2s. Many students participate in M-Treks, but many do not to participate, so do not feel compelled to sign up if cost or timing are of concern to you.  Some incoming students who have not found an M-Trek that suited their interests (whether because of timing, trip content, cost, or some other factor) have organized their own excursions and recruited fellow incoming Michigan MBAs to join them.  These get-togethers have ranged from sight-seeing trips to golf outings, and if something like this appeals to you, don't be afraid to share your test your ideas with your peers.

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MONEY

Can I qualify for in-state tuition if I've been living outside Michigan?  Can I qualify after I've been at Michigan for a year?  In a nutshell, no. One key question for in-state tuition status determination purposes is whether you intend to stay in Michigan (in other words, establish "domicile" in Michigan) after you finish UMBS. The burden (by "clear and convincing" evidence -- meaning with great certainty) will be on you to prove that you will hang around after you graduate, and the fact that you will have arrived in the State of Michigan coincident with the start of UMBS will make your case subject to extra scrutiny and suspicion. If you can't prove that you came to the State of Michigan for a reason other than to attend UMBS, you'll be classified as a non-resident (for tuition rate purposes) and have to pay out-of-state tuition.

The plain-English questions to determine eligibility for in-state tuition are:

1) Did you come to the State of Michigan at least a year before you enrolled at the U of M?
2) Did you arrive in Michigan for some reason other than to attend UMBS?
3) Is it likely that your UMBS education will somehow benefit the State of Michigan after you graduate?

If you can answer "yes" to all 3 questions, you may get the in-state rate. Otherwise, prepare to cough up the out-of-state rate. If it makes you feel any better, the in-state discount for the MBA program at Michigan is not as large as you might expect, usually only a couple thousand dollars per year.

All of that said, can you claim Michigan residency for paying state income tax, voting, etc.? In most cases, sure. The State of Michigan will happily take your tax revenue, license plate fees, and your presence in the state for U.S. Census purposes. Just be sure some other state can't claim that you should be paying primary state income tax there (for a reason such as you spent six months plus one day there in 2000 before you moved to Ann Arbor).

Contact the U of M Registrar's Office for more information on tuition status.

What are banking options in Ann Arbor?  See the U of M's local bank information page for more information on Ann Arbor banking options, how to open accounts, etc.  National City is the closest bank to the business school, with a branch on South University Avenue.  The U of M Credit Union operates an ATM inside the business school that is available to anyone -- it's connected to the Cirrus, Magic Line, NYCE, SC24, and MAC ATM networks.

If I'm an international student, how should I convert currency to US dollars?  Ann Arbor is considered a small town by U.S. standards, and although there are branches of major U.S. banks in Ann Arbor, very few, if any, provide foreign currency exchange services (a few will exchange Canadian dollars for U.S. dollars).  Those rare banks in Ann Arbor that exchange currency will offer very unfavorable exchange rates.  If you are an international student, you must bring U.S. dollars with you!  The easiest and safest way to do this is to obtain traveler's checks in U.S. dollars before you leave your home country.  In most cases, you can also bring an ATM card from your home bank and then use it to withdraw dollars from a local ATM.  Most major banks in countries outside the U.S. can provide traveler's checks, as can American Express offices worldwide.

What are the most commonly accepted credit cards in the U.S., and how can I get one?  If a merchant in the U.S. accepts credit cards, Visa and MasterCard are almost guaranteed to be among them.  American Express is also widely accepted.  Less useful cards are Discover and Diner's Club.  Very few merchants accept JCB.  International students often have significant difficulty when applying for credit cards in the U.S. because they are deemed to have insufficient credit histories.  For that reason, it's very helpful for international students to apply for a credit card before leaving their home country.  Perhaps the best way for international students to obtain a credit card from a U.S. bank is to open a bank account and then apply for a "Visa debit card" or "Visa check card" that's linked to it.  These cards can be used just like an ordinary Visa card but they debit funds directly from a bank account when a transaction takes place.  One other option is to open a bank account and then apply for a "normal" Visa card from the same bank with assistance from the bank branch manager.  International students can also apply for one of the credit cards marketed toward students - applications for student cards are generally available at campus bookstores, especially during the first weeks of school.

Can I deduct business school tuition from my income tax?  Generally, no.  MBA courses are deductible IF (and it's a BIG if) they meet the IRS's so-called "work-related" test. That test is that you 1) are employed, 2) already meet the qualifications for the position you're in at work, 3) must take classes that enhance the skills you already have or that your employer requires in order to keep the position you're in, and 4) your MBA coursework does NOT qualify you for a new or enhanced position (a "new business" as the IRS calls it). If your Michigan MBA will prepare you for a "new business" (and we sure hope it can) then you CANNOT take a tax deduction for tuition.

For example: a law student cannot deduct law school tuition expenses (because he's not yet a practicing attorney but is hoping to become one) but can deduct the cost of mandatory continuing legal education classes or LLM (master's of law or master's in tax) classes once he's an attorney and has made the practice of law his source of income.

So, if you already have some managerial or administrative experience and are getting an MBA to improve your EXISTING skills (and while you stay in pretty much the same position), then you MAY qualify for a deduction. If your employer requires you to have an MBA as an entry qualification for a given position, then you are qualifying for a "new business" and cannot take a deduction.

Overall, chances are very slim that you'll get to deduct your UMBS tuition; if you try it (even legitimately) you're probably asking for an audit (because obviously all of us would just love to be able to write off our UMBS tuition and related expenses). Recall also that IRS can audit you several years after you file a return; if you deduct your MBA tuition and claim it didn't qualify you for a "new business," but your subsequent income and promotions/positions prove otherwise, you're in trouble.

This is a simplified explanation; consult a tax advisor for all the details.  Also note that new tax laws take effect almost every year, and sometimes they’re substantially different than in the past.  SaveWealth.com has tax forms and other tax information just for students.

What about the Hope tax credit for educational expenses?  Most MBA candidates who file U.S. income tax probably will qualify for the annual "Lifetime Learning Credit" available to graduate students who file IRS form 8863. Contact the Internal Revenue Service for more information.

Do I have to pay income tax on scholarship money I receive?  Usually no.  "Qualified" scholarship income is not taxable.

Can I deduct the interest I pay on student loans?  Generally, yes.  However you may not deduct the principal on your student loan.  Consult a tax advisor for more on this.

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CALCULATORS

What calculator do I need?  Most Michigan MBAs have Hewlett Packard calculators.  The HP 12C and 17Bii are probably most popular with MBAs, but there are always a few HP 19Biis and 10Bs floating around, too. There are also various Texas Instruments models that people use. The only requirement is that the calculator must be able to do net present value calculations.  See the HP website for details of calculator features. Many professors explain calculations based on the steps used on HPs, so if you're in the market for a new calculator, check out one of these to simplify things.

Best Buy, Staples, and other local stores have good selections of calculators, but they often run out around the time school gets underway, so it pays to price shop early and be ready to make your purchase before or during QSW or just after class starts.

As is the case with laptop computers, you should never leave your calculator or other valuables unattended anywhere in the business school as several thefts have occurred in past years.

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COMPUTERS

What computer services are available while I'm a student?  See the U of M computer services website for information.  The U of M and the business school try very hard to provide outstanding computer service, and they usually succeed.

What will my U of M e-mail address be?  It will depend on what "uniqname" is assigned to you by the University's Information Technology Division (ITD).  Once you confirm that you will be attending the U of M, you may be able to find out what your uniqname and e-mail address will be by going to the University directory at and searching your first and last name.  If your uniqname has been created and assigned to you, it will appear when you search for yourself.  If you don't like your assigned uniqname, you can request a new one from the ITD office in the Michigan Union computer lab (in the basement of Michigan Union).

What software can I buy through the U of M?  The U of M offers deeply-discounted software from student purchase (for example, Microsoft Office Professional for around $33).  Other Microsoft software (such as Windows operating system) is available for borrowing from the U of M libraries.  See the U of M's Microsoft License Agreement page for more information.

Do I need a laptop?  Yes.  The computer lab staff holds laptop configuration sessions early in the school year, and you should definitely attend one so that you can set your machine up according to the school's configuration. See M-Track for details on the laptop purchase option.

What is M-Track?  M-Track is the business school's home page for students.  From M-Track, you can access just about any information you might need while you're at UMBS.  You'll also register for classes and develop your resume on M-Track.

What is Wolverine Access?  Wolverine Access is the U of M's student records and course registration system.

What is Coursetools?  Coursetools is a web page where instructors post syllabi, handouts, and other course-related materials.  You have automatic access to all your class materials when you log in to Coursetools.

Is my laptop computer safe at school?  The vast, vast majority of people at the university, and in the business school in particular, would never even consider stealing from fellow students.  However, as the business school is open to persons not bound by the university or business school honor code, students must always take extra precautions with expensive belongings (laptops, book bags, calculators, and purses).  Every year, it seems there are several laptop thefts at school, most often from Kresge Library.  Never leave your laptop or other belongings unattended in the library, even for a minute or two.  Have insurance for your laptop, and always have backups of important data in case you are victimized or suffer a hard drive crash.  If you are a theft victim, report your loss immediately to the Dean's office and the U of M Department of Public Safety so that extra security can be added as needed.

Do I need a printer or a scanner?  Not really.  A laser printer is a luxury for most MBAs, especially since there are many black and white lasers available at no charge (plus several color laser printers available at a low cost) at various places around the business school.  There are scanners available for student use in the business school computer lab.  You should not purchase an ink jet, bubble jet, or other non-laser printer as they are slow and offer inferior print quality that is generally unacceptable for homework or other assignments.

Is high-speed Internet access available in Ann Arbor?  Yes.  Comcast (the local cable TV franchisee) offers its "Comcast @Home" cable modem service in most parts of Ann Arbor.  There are also a number of local DSL providers who can serve your needs.

What kind of computer network is available at the business school?  The business school has a wireless network that students can access either via wireless cards available from the circulation desk in Kresge Library or via their own wireless cards that they've purchased.  There are also hard-wire connection ports all around Kresge Library and in renovated classrooms.

If I have a wireless card, DSL, or cable modem for my laptop or PC, should I be concerned about network security?  Yes, especially with DSL or a cable modem.  Firewall software is an absolute must to protect your files and computer.  ZoneAlarm personal firewall (freeware) is especially good if you're going to be on an ISDN or DSL connection or use a wireless card (although it's great even if you're on a dial-up).  ZoneAlarm not only hides your PC from the rest of the world (i.e. hackers) by shutting down your PC's unused ports, it also prevents so-called "spyware" hidden on your PC from connecting secretly to the Internet and transferring your PC's data.

Is there other good software that's useful in the UMBS environment?  Yes.  EzPop e-mail checker (free) is very useful at UMBS since many (most) UMBS students get their e-mail via Mulberry or  Hotmail or some other non-U of M-affiliated service (EzPop works with Hotmail, Yahoo! Mail, and POP3 e-mail). EzPop sits on your desktop or in your system tray, automatically monitors your inbox, and notifies you when a message arrives. This means that if you use Hotmail, for instance, you don't have to keep opening a web browser and logging in to see if you've got new mail.

Also, AtomTime clock synch (shareware).  This application loads automatically at Windows start up, waits in the background for you to open an Internet connection, automatically synchronizes your PC's clock to the atomic clock in Boulder, Colorado, then shuts itself down. Your PC clock will never be off again.

Finally, you can get free virus detection software with automatic updates from the U of M Virus Busters website.  Note that some b-school professors penalize students who submit electronic assignments containing viruses.

Is there any place on campus to do "advanced" computing?  Yes.  The U of M Media Union, located on North Campus, has a number of specialized, high-tech computing facilities available for student use.  There are CD burners, a large poster printer, flatbed and slide scanners, and audio and video mixing and dubbing facilities.  See also the list of software available at various locations on the U of M campus.

Is the b-school an "Apple friendly" computing environment?  No.  All UMBS network equipment and machines are Windows-based.

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CLASSES

Is orientation (LDP -- Leadership Development Program) mandatory?  Yes.  If you do not arrive in time for LDP, the admissions office may assume you are not coming and give your spot in the class to someone on the waiting list.

Should I attend QSW or not?  That really depends on your needs.  Some students who have rusty math skills find QSW very helpful, while others consider it a waste of time.  One nice thing about taking part in QSW is that it allows you to get organized and find your way around Ann Arbor, buy books, etc. before too many other students arrive.  QSW also is great in the sense that it allows you to meet and get to know your classmates (especially those outside your section who you might never have run into otherwise).  And, yes, QSW does give you plenty of practice figuring out where the "on" button is on your calculator if you haven't used it in a couple years.

What are sections?  As an incoming MBA1, you will be assigned to one of six sections.  Each section has approximately 70 people in it, and you will attend almost all of your "core" classes (introductory classes in marketing, corporate strategy, business economics, etc.) with your section mates.  In most cases you will have to attend core classes with your section, although in rare instances (because of interviews, emergencies, etc.), and with a professor's permission, you may be able to attend a given core class with another MBA1 section.  A few core classes (such as finance) have open seating, and you can attend any of a professor's lectures on a given day.

Do I have a choice of classes?  No, unless you waive out of a class based on prior work experience or place out after taking an aptitude test administered by the business school.

Should I try to waive out of core classes?  That really depends on your prior work experience and your comfort level with certain coursework.  There's always a ton of hype in the air about trying to waive as many core classes as possible, but you shouldn't allow yourself to be swept up in it (after all, if you already know everything taught in core classes, you probably made a mistake applying to business school in the first place!).  Many Michigan MBAs do not waive out of any core classes, and this is perfectly normal and not a cause for any embarrassment.

Do I have to register for classes?  In most cases, no, especially if you're not waiving out of any classes.  The school pre-registers all MBA1s and distributes schedules during LDP.  MBA1s who have not waived out of any core classes have one free elective, and this is in the Winter A term (immediately following Christmas break).  If you waived out of a core class and have holes to fill in your schedule, you can choose classes and register for them via Wolverine Access at once you arrive at school.

Can I take classes outside the business school?  In most cases, yes, although they generally must be graduate level courses in order to count toward your diploma.  There is also a limit to the number of classes you can take outside the business school that count toward your MBA.

When are holiday vacations and breaks? See the U of M academic calendar for details.  Although there is a notation that business students should check at the b-school, you can usually assume that the business school generally follows the main U of M academic calendar.  There are exceptions, however, and the business school academic calendar is available via a link on M-Track.

Where do I go to buy books?  You have three "bricks and mortar" choices: Ulrich's bookstore (closest to the business school at the corner of South University and East University), the Michigan Union bookstore (run by Barnes & Noble), or Michigan Book & Supply (located at the corner of State Street and North University).  All three stores have nearly identical textbook prices.  You can also purchase textbooks over the Internet, but this is often inconvenient as many UMBS students find that some professors' so-called "required" books are not truly necessary and can be returned for refund.  Some international students have found in the past that foreign edition versions of UMBS textbooks are available at substantially reduced prices in English-speaking countries abroad (particularly Hong Kong and India).

What are coursepacks?  Coursepacks are collections of photocopied cases, articles, and other items that generally constitute the bulk of the required reading for classes.  They can range from just a few pages to several hundred pages in length.  You order them via the web and then pick them up in Kresge library.  Be aware that coursepacks can be quite expensive (up to $175 in some cases because of copyright royalties and other fees).

Where can I find student course evaluation data from past years?  Course evaluations submitted by past students are available at the circulation desk at Kresge Library.  They can be extremely helpful when it comes time to pick first year elective(s) and your second year courses.

Where can I find course syllabi?  There's a binder on the Kresge Library circulation desk that contains a syllabus for just about every class at the b-school.  This binder can also be a valuable resource when you're picking classes.

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HEALTH

What health care options are there at the U of M?  University Health Service is the campus health clinic.  UHS generally gets high marks from students for quality of care.

Can I get health or dental insurance?  Yes.  See the UHS website for health insurance information or the dental school website for dental insurance information.  The health plan is sponsored by the Michigan Student Assembly and is what most students choose if they don't already have health insurance.  It is comprehensive and is very reasonably priced.

What about temporary gap-filler health insurance?  There are a number of temporary insurance plans available for students who need coverage before the U of M insurance begins (usually in late August).  For example, see the Fortis Insurance site for information (many students have used Fortis in the past).  You may also be eligible for COBRA health insurance coverage from your most recent employer (although you will have to pay the premiums).

What immunizations are required to attend Michigan?  For information on what immunizations Michigan recommends, see the University Health Service immunization page.  Immunizations are not covered by most health insurance plans because they're considered preventive care. Check with your current insurance provider for details.

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SHOPPING AND PERSONAL

Where are stores in Ann Arbor?  Here's a listing of stores (and their locations) you may want to visit as you get settled in to Ann Arbor.

All the grid square locations listed are on the Ann Arbor city map on the back side of the Off-Campus Housing Map (in other words, not the side that says "Campus Map").  If you don't have an Off-Campus Housing Map and want one, e-mail housing@umich.edu and request that one be sent to you.  Stores listed below are roughly grouped by geographic proximity to each other.

U of M Property Disposition (desks, laser printers) - 3241 Baxter Road (North Campus) - C6

Recycle Ann Arbor (furniture, lamps, tons of other stuff) - 2420 South Industrial Highway - F4
CVS (drug store) - 1700 South Industrial Highway - F4
Kroger (grocery store) - 1919 South Industrial Highway - F4

TJ Maxx - Maple Road & Jackson Road (Westgate Shopping Mall) - D1

Treasure Mart - 529 Detroit Street - D3
Kiwanis Saturday Rummage Sale - 200 South 1st Street - D3

Aaron's Furniture Rental - 4659 Washtenaw Avenue (east of US 23)- F7
Globe Furniture Rental - 4801 Washtenaw Avenue (east of US 23) - F8
OfficeMax - 3765 Washtenaw Avenue - F7
Futon & Mattress Shoppe - 4563 Washtenaw Avenue (east of US 23) - F7
Mattress Discounters - 3550 Washtenaw Avenue (across from Arborland Mall) - F6
Bed, Bath, & Beyond - Washtenaw Avenue & US 23 (Arborland Mall) - F6
Marshall's - Washtenaw Avenue & US 23 (Arborland Mall) - F6
Circuit City - Washtenaw Avenue & US 23 (Arborland Mall) - F6
Border's - Washtenaw Avenue & US 23 (Arborland Mall) - F6
Hiller's (grocery store) - Washtenaw Avenue & US 23 (Arborland Mall) - F6

Best Buy - 3100 Lohr Road - G2
Kohl's - 3160 Lohr Road (next to Best Buy) - G2
CompUSA - 3140 Lohr Road (next to Best Buy) - G2
Meijer (similar to K-Mart with a grocery store) - 3145 Saline Road (next to Best Buy) - G2
Target - 2000 West Waters Road (across from Best Buy Plaza) - F2
OfficeMax - 2777 Oak Valley Drive (across from Best Buy Plaza) - F2

Home Depot  - 3300 Carpenter Road - G6
Target - 3749 Carpenter Road - G6
TJ Maxx - 3158 Carpenter Road (next to Home Depot) - G6
Staples - 3120 Carpenter Road (next to Home Depot) - G6
Meijer (similar to K-Mart with a grocery store) - 3825 Carpenter Road - G7
Lowe's (home improvement) - Carpenter & Ellsworth (across from Meijer) - G6
Wal-Mart - 2535 Ellsworth Road - H8

Art Van Furniture (upscale furniture) - 435 East Eisenhower Parkway (near State) - F3
Office Depot - 800 West Eisenhower Parkway (across from Briarwood Mall) - F3
ABC Warehouse (electronics and appliances) - 890 Eisenhower Parkway (across from Briarwood Mall) - F3
Marshall Field's (upscale department store - formerly Hudson's) - State Street & I-94 (Briarwood Mall) - G3
Jacobson's (upscale department store) - State Street & I-94 (Briarwood Mall) - G3
Sears - State Street & I-94 (Briarwood Mall) - G3
JC Penney - State Street & I-94 (Briarwood Mall) - G3

Murray's Auto Parts - 2182 West Stadium Boulevard - E2
U.S. Post Office - 2075 West Stadium Boulevard - D2

U.S. Post Office - 1214 South University Avenue - D4
University of Michigan Parking Services - 508 Thompson Street - D4
Ulrich's Bookstore - 549 East University Avenue - D4
Michigan Union Bookstore (Barnes & Noble)  - 530 South State Street - D4
Michigan Book and Supply - 317 South State Street - D4

Are there outlet malls around?  Yes.  For those who don't know, factory outlet malls are shopping centers where merchants such as Nike, Levi's, the Gap, Bose, Black & Decker, etc. offer their products at a discount.  Some of the merchandise is factory refurbished, some is slightly imperfect, and some of it is overstock or returned from retailers.  Outlet malls can offer good buys, but in some cases really not much better than those found and regular department stores and other local merchants when they have sales.  It pays to know what you want before you go and to have some idea of what's a good price on a given item.  Prime Outlets is in Birch Run, Michigan, 75 miles/70 minutes north of Ann Arbor on I-75. Kensington Valley Factory Shops is in Howell, Michigan, 35 miles/45 minutes northwest of Ann Arbor on I-96. Horizon Outlet Center is in Monroe, Michigan, 38 miles/60 minutes southeast of Ann Arbor on I-75. Great Lakes Crossing is in Auburn Hills, Michigan, about an hour away.  Of the four outlet malls mentioned, Great Lakes Crossing in Auburn Hills is largest and is quite nice.  Prime Outlets in Birch Run is also large and offers a good shopping experience.  Kensington Valley Factory Shops is closer to Ann Arbor but offers fewer stores.  Horizon is also fairly close to Ann Arbor, but its owners are reportedly in financial difficulty as of 2001 and a number of tenant stores have left - it's probably not worth a special trip.

Are there other stores worth visiting?  Yes.  Cabela's outdoor outfitters in Dundee, Michigan is about 25 miles/30 minutes south of Ann Arbor on US 23.  It has an enormous store with camping, hunting, and other outdoor and foul weather gear (if you don't have a winter coat, it's definitely worth a visit).  Cabela's also has an incredible collection of dozens of stuffed animals from all corners of the earth and an enormous walk-through fish tank -- both of these displays are very popular with children if you have them.  If you're looking for a really nice mall that's a bit larger and more upscale than Ann Arbor's Briarwood Mall, try the Somerset Collection in Troy, Michigan, about an hour northeast of Ann Arbor.

Where are the best places to buy U of M apparel?  The three major textbook stores in Ann Arbor (Ulrich's, the Michigan Union Bookstore, and Michigan Book & Supply) carry a lot of U of M merchandise.  Moe Sport Shops (at 902 South State Street or 711 North University Avenue) also has a terrific selection of U of M stuff.  You can also try the "M-Den" at Michigan Stadium or at Briarwood Mall, or JC Penney or Sears at Briarwood Mall.

What clothing do I need to bring to Ann Arbor?

For Men: It's important for men to have at least one good conservatively-styled, well-fitting suit for interviews and for final MAP/IMAP presentations. This means a dark blue or dark gray, preferably single-breasted, two-button, and 100% wool. Invest in a good pair of quality leather shoes (preferably black lace up) with leather (not rubber) soles, and a quality black solid leather belt (the color of your belt and shoes should always be the same). If you don't have a silk tie that's less than a couple of style seasons old, buy yourself one with a conservative pattern.  Also get a blue or white all-cotton dress shirt (you can get great dress shirts at great prices with a variety of collar styles from Lands' End).  You should always wear a plain white undershirt with sleeves under your dress shirt.  There are even more specific recommendations concerning men's suits for those who interview with investment banks: no double breasted suits, very conservative tie color, no shirts with button-down collars.

For Women: Attire guidelines for women are very close to those for men. Women from Europe should pay attention to this (because it's rather different from what most are used to).  Suits should be conservative.  This means dark colors (blue, gray, black), a medium-length (knee-length) skirt, mostly natural color (light tan or light beige) or sheer stockings and a light color blouse. Your skirt and jacket should be part of a suit and cannot be of different colors. No bright colors either. As is the case for men, these guidelines are especially strict for those who will be interviewing with investment banks. You have plenty of time to get yourself prepared (and there are stores in Ann Arbor at Briarwood Mall where you can purchase business clothing if you don't have it), so don't worry.

For Social Occasions: The only real occasion during the year when you might wish to have formal evening wear is the Winter Formal, which is held in December and is sponsored by UMBSA (the U of M Business Students Association).  The event is black-tie optional, which means men wear tuxedos or business suits and women wear evening gowns or cocktail dresses.  If you are an international student and have traditional formal wear from your home country (for example, Asian women with traditional silk gowns), by all means please bring it and help your fellow students celebrate the school's international diversity.

For Class: There is no dress requirement for attending class.  Blue jeans are fine, as are suits (on days when you have interviews) or business casual.

For Corporate Presentations: Business casual is the rule for most afternoon corporate presentations, so khakis and business/golf shirts are generally fine (notable exception: the Harley Davidson recruiting presentation when they drive motorcycles into the building and jeans and boots are deemed completely acceptable).  Suits are sometimes appropriate for evening presentations, and are generally required for corporate dinners that recruiters might invite you to attend.

In General: You won't be throwing away money on any clothing items you purchase, as you'll need them regularly throughout your career. In general, a bit of extra money spent to get higher-quality apparel items pays major dividends in terms of longevity and in terms of the impression you make.  If price is a concern for you, wait for a department store sale as there are always substantial savings (25% or more) available for those who are patient. Don't be afraid to ask around for advice on where or when or how to shop (the business school's Office of Career Development or other students can give you some good advice), as there are many people who've never before had to buy dress clothing for interviews, etc.

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OTHER RANDOM STUFF

Is Ann Arbor a safe town?  Yes, Ann Arbor is a safe for the most part.  However, common sense dictates that you take the same precautions that would be applicable anywhere such as walking only in well-lit areas at night, locking your dwelling and vehicle and bike, and reporting suspicious persons to the police.  Always lock your doors and windows at night or when you're not home, and never leave valuables unattended, especially in the b-school's Kresge Library.

What is Michigan's "Scanner Law?"  The state of Michigan has a law concerning accuracy of scanners used at retail store check-out counters.  In a nutshell, the law states that if a clerk at a retail store scans a price of an item and the price in the store's computer system is higher than the price marked on the item (prices are required by Michigan law to be marked on almost every item in a store) or the shelf price, you are entitled to the amount of the overcharge plus a bonus of 10 times the amount of the overcharge, up to a maximum $5 bonus.  In most cases, you must complete your transaction (in other words pay for your merchandise), discover the overcharge as documented on the receipt, and then request a price adjustment and bonus.  In other words, if you alert the clerk to an incorrect price while your order is still being rung up, you'll likely get a price adjustment but you won't receive the bonus.

Where can I do my laundry?  Mr. Stadium is a popular coin-operated laundry facility and is located on South Industrial Highway next to the Colonial Lanes bowling alley.  Washing machine prices are reduced on Wednesdays.  Commercial dry-cleaning establishments are located around Ann Arbor and can clean business suits and dresses.

Where can I mail a letter at the business school?  Drop boxes for U.S. Mail, UPS Air, FedEx Air, and DHL Air are located on the business school loading dock, which is down the hall from the Dean's office in Davidson Hall across from room D1210.  To send a package via regular mail, visit the U.S. Post Office at 1214 South University Avenue.

For what it's worth, you should avoid leaving mail (especially mail containing checks or bill payments) in open drop boxes (in other words, the kind that don't "swallow" your letters so other people can't get at them) in apartment building lobbies and elsewhere.  This is because thieves can use information on a check or bank statement to try to withdraw money from your bank account or cause you other kinds of difficulty.

Is there a fax machine I can use at the business school?  Yes.  There is a fax machine in the upper computer lab, room K1410.  There is no charge for local transmissions, however, you must have a telephone credit card or pre-paid calling card to send long-distance faxes.  You may also receive faxes at the machine – the number is (734) 647-4154.  You will not be alerted to incoming faxes sent to you, so you should be sure to check the machine regularly if you are expecting a document.

When should I book hotel reservations for my friends and family for graduation weekend?  Graduation weekend reservations should be booked a few days less than one year in advance -- this is because most hotels' reservations systems can only book 365 days ahead.  Ann Arbor hotel space sells out very quickly for commencement weekend, and those who do not book within a few days after reservations become available are often forced to stay many miles away in Ypsilanti or even at the Detroit airport.

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COOL THINGS TO DO

Following is a list of attractions that have proven quite popular with past Michigan MBAs.

Cabela's outdoor outfitters in Dundee, Michigan has an enormous store with dozens of animals from all over the world and a walk-through fish tank.  It's especially popular with kids if you have them.  It's about 25 miles/30 minutes south of Ann Arbor on US 23.

Hiram Walker Distillery is located just over the Ambassador Bridge in Windsor, Ontario, about 60 minutes away.  They offer free daily tours of their distilling and bottling operation.

Greenfield Village is a terrific museum located in Dearborn, Michigan, about 30 minutes east on I-94 at M-39.

Algoma Central Railway leaves from Sault St. Marie, Ontario, which is about 330 miles/6.5 hours north of Ann Arbor.  It goes several hundred miles north into Canada among breathtaking scenery.  Trips run year-round, and some are overnight.

Mackinac Island is 285 miles/6 hours north of Ann Arbor on I-75.

Sleeping Bear Dunes National Lakeshore is about 266 miles/5 hours northwest of Ann Arbor in Empire, Michigan.

The Detroit Zoo is considered one of the best zoos in the U.S. and is located on I‑696 in Royal Oak, Michigan.

The Yankee Air Museum is located at Willow Run Airport in Ypsilanti, about 20 minutes east of Ann Arbor on I-94.

The Ann Arbor Hands-On Museum is very popular with children.

The University Musical Society brings a tremendous array of world-class artistic presentations to Ann Arbor each year.  Special student rate tickets are usually available.  Be sure to sign up for the UMS email listing of upcoming events.

A number of Detroit auto barons' homes survive as museums and are great fun to tour.  Among them are the Fisher Mansion (of GM/Fisher Body fame), the Dodge Estate (Meadowbrook Hall), the Henry Ford Estate, and the Edsel and Eleanor Ford Home.  The ornate lobby of the Fisher Building in downtown Detroit is also a wonderful tribute to American automotive prowess and is well worth seeing.

The Motown Museum is located at 2648 West Grand Boulevard in Detroit.

Other Detroit area attractions are on a comprehensive list compiled by Greenfield Village.

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