(4)  "Innovation, Information and Financial Architecture" 

   (5)  "Consolidation, Scale Economies and Technological Change in Japanese Banking"

   (6)  "The Economic Value of Regulated Disclosure: Evidence from the Banking Sector"

   (7)   "Financial Development and Economic Performance"

   (8)   "The Governance Function of Secondary Equity Markets"

   (9)  "Technological Change and Industry Structure"

(10)   "Evaluating the Asset Pricing Implications of Term Structure Models"

(11)   "A Theory of Financial System Design and Empirical Evidence"

(12)  "Corporate Cash Holdings, Multinationality and Culture

(13)  "External Auditing and Economic Performance: International Evidence"

(14)  "The MNC as an Agent of Change of Host-country Institutions: FDI and Corruption"

(15)  "Financial Constraints and the Effects of Alternative Financial System Design"

(16)  "Banking Fragility and Disclosure:  International Evidence"

(17)  "Industrial Complexity and Financial Architecture" 

(18)  "Financial Development and Technology"

(19) "Finance, Growth and Volatility"

(20) "Agency Problems, Financial Development and Economic Growth"